A car title loan is the simplest, fastest way to obtain extra cash to pay bills and get out of debt. To get a title loan, all you need is a working vehicle in good condition and its lien-free title. Your car serves as collateral, a guarantee to the lender that you'll be able to repay your loan.
This is a secured loan, which requires no credit. Even if you have bad credit or an inconsistent income source, you can still get a title loan. Texas title loans are some of the most advantageous nationwide, because Texas law does not restrict the amount that a lender may give you.
How to Apply For a Title Loan
The Texas title loan application process is straightforward and simple. After you submit a few pieces of relevant information, a title loan specialist confirms that your vehicle title is lien-free and your vehicle is worth the value of the loan you're asking for. In many cases you can have cash in hand in as little as 24 to 48 hours.
You may also receive an estimate for a loan using our convenient, user friendly online interface. Just enter your vehicle's
- Estimated mileage
Supply your contact information, such as your cell number, email, and ZIP code.
We give you a fast, accurate estimate. Next, we contact you at your convenience to expedite the remaining steps of the process. Using your ZIP, we help you shop around and find the most competitive lenders in your area. Our network of lenders spans the entire state, so you're welcome to use our service to apply for an online car title loan in Fort Worth as well.
A keyword search using the words "car title loans Weatherford" will also return lists of local title loan lenders, some of whom are our affiliates.
Benefits of Title Loans
Since title loans are a secured loan, with your car serving as collateral, lenders never check your credit nor report late payments to the Big Three bureaus. As a result, your loan never appears on your credit report, and it never affects your credit score.
The nature of secured loans also allows lenders to offer lower interest rates than those associated with other types of personal loans or credit-based loans. The terms of title loans are remarkably flexible, and you can negotiate payment plans with your loan specialist or even initiate title loan refinance.
Refinancing your title loan allows you to
- Renegotiate the terms and interest rates
- Roll the loan into a new loan
- Receive a new due date
- Work toward paying off your new loan
There are no prepayment penalties if you happen to pay off your loan in full before your due date. However, if you need to refinance again, that's perfectly okay.
With a title loan, you get to keep your car. Since your car is your collateral, we fully expect you to keep it. There is no interruption of your lifestyle, so you can continue commuting to work and other commitments that allow you to pay off your loan.
If you're short on cash, have low credit or no credit, and you need cash for a short term purpose, consider a title loan. Ditch your money worries today, and get the cash you need by tomorrow.