Things You Can Use Title Loans In Taylor, TX
Sometimes you might find yourself looking for things around your home you can sell for extra cash for when you need to make a payment, or to simply use that money to pay for a much-needed vacation or gift for someone special. When borrowing money from the bank is out of the question, you might turn to other sources of cash such as pawn shop. But since most of your regular items aren't going to be worth much in pawn value and you probably don't want to part with family heirlooms, you might want to consider car title loans in Taylor as a better alternative.
Our Texas title loans are a way that you can get cash without having to pawn valuable family items such as jewelry and antiques, and you won't have to ask other family members for money either. If you own a vehicle, you can take out a loan using it as collateral and you don't have to tell the lender what you intend to use the loan for. You don't even have to give up your vehicle to take out a title loan, just simply your vehicle title. More is explained below about our Georgetown title loan application.
Filling Out The Application For Title Loans Taylor, TX
Our application process is a way for you to find out how much you could get in a vehicle title loan based on your vehicle information. The information will later have to be verified before you can receive your funds, but filling in the following fields can give you a rough estimate about what you'll get for your vehicle:
- Make & Model
- Your contact information
You'll be contacted to setup an appointment with one of our title loans in Taylor lenders who will then offer you the loan and have you fill in the paperwork when you visit them. But through us you dont visit the store while applying for a title loan initially.
Laws To Know About Title Loans Taylor
Taking out a Texas title loan will mean following the laws both locally and state-wide to make sure that you know what signing up for one means, and so you can make sure your lender is also following the law. Texas is one of the least regulated title loan states which means you do have fairly easy access to title loans in Taylor, but you still have to meet the following criteria for eligibility:
- You must be 18 years or older and have a state-issued photo ID to prove it
- You must be a Texas resident
- Your vehicle title must have no liens on it
You are not required to have your vehicle currently registered in the state of Texas, but it must be primarily kept in state. In addition to having your vehicle insured and meeting the requirements set forth by the DMV, there are other laws regarding
Other Great Things About Texas Title Loans
The paperwork is very minimal for title loans and once you've determined you meet the laws and lender requirements, approval time can be very quick. Even if you have a bad credit score, a less than perfect credit report or have even gone through defaults and bankruptcy in the past it does not matter. All that matters to get a title loan is that your vehicle is in good shape and is totally in your possession, and that you have income by which you pay off your loan.