San Juan title loans are easy to be approved for when you go through our certified loan specialists here at Texas Car Title Loans. We're big fans of the title loan, as you can tell. Why? Texas title loans are a secured form of loan where you use your car as collateral but don't have to give your car up during the financing period. This means that even though you get cash in hand in as little as 24 hours, you DON'T have to give up possession of your car during your repayment term. That's great news for our customers. We can also help you get an online car title loan in McAllen, a very close neighbor of San Juan. The only thing left to ask if how can we help you fill out your Texas title loan application?
How to apply for title loans San Juan
We're glad you asked! Our loan specialists are standing by ready to answer any questions you might have before you get started. In a few simple steps, you can get title loans in San Juan easily. Here's how:
- Fill out basic information on our handy form
- Tell us the make, model, and year of your car
- Speak with us to verify simple information
- Get your title loan approval
- Receive your money directly to your account
If that sounds too good to be true, don't worry. It's not. A title loan refinance is extremely simple to do.
Legal regulations of title loans in
Texas Fair Lending has made it so that unless the Texas legislature specifically approves it, car title lenders can't charge more than 10% APR on their title loans. This keeps you, the borrower, safe from unfair lending practices. We're very competitive in our interest rates and seek to make sure that our customers are fully able to repay the car title loan. Our loan specialists work with you and explain in every detail to you the car title loan that you're taking out. Title loans in San Juan are protected by these same lending practices, but if we possibly can we'll work with you to make sure that your interest rate is compatible with your ability to repay.
A good credit rating is going to help you lower APR, so we'll work with you if we know that you have better credit. We don't mind at all to work with bad credit borrowers, either. No matter what our interest rates may be, be assured that we abide by Texas law and do not seek to charge interest rates higher than those set by the Texas legislature. We like our customers to be happy.
Benefits of car title loans
Title loans in San Juan are beneficial to our customers for a number of reasons. Here are just a few of those reasons:
- Title loans are available even to bad credit borrowers
- You don't lose possession of your car while you repay
- Repayment terms are flexible to meet your needs
- You get quick cash to help out in financial emergencies
These are all great reasons to fill out our title loan application today. If you have any questions along the way, feel free to contact one of our friendly and knowledgeable loan specialists. We'll walk you through the process every step of the way and make sure that your title loan experience is one that is beneficial to you in every way.