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  • Do you need money right away?
  • Do you have bad credit?
  • Have you been turned down before?
  • Then keep reading.

What are Title Loans San Benito?

If you need financial help but your credit score is preventing you from getting it, auto title loans are the answer to your prayers. Title loans in San Benito work by holding the title to a vehicle you own outright in exchange for a loan based on that vehicle's worth. While you're making your payments, we'll hold on to the title as a form of security. You get your title back as soon as you've finished making your payments. We never hold your actual vehicle; you can keep it and use it as you normally do. The best part? We'll never check your credit.

Are Title Loans San Benito Legal?

You may have heard that vehicle title loans aren't legal. This isn't true in the state of Texas. While some states have chosen to close this lending option to people with imperfect credit, the Lone Star State supports car title loans.

To qualify for a loan in Texas, you must be at least 18 years old and a legal resident of the U.S. The title you use to secure your loan must be in your own name and it must be clean. That means the car has to be paid off and there can't be any liens against it. We can approve loans on cars as well as trucks, vans, commercial vehicles, boats, motorcycles and RVs.

Applying for Title Loans Near Me

Do you need a title loan in Harlingen or one of the surrounding counties? Applying is easy. You can get online title loans by starting the application process here, on our website. Just fill in our brief questionnaire. We'll need your car's make, model, year and mileage, and we'll also need your name and a reliable phone number where we can reach you. You'll get an immediate quote based on your car's worth. Then, we'll give you a call to walk you through the rest of the application process.

If you're not ready to commit, don't worry. We'll be here if you need us. But if you are ready, we'll need you to stop by one of our convenient locations in the San Benito and Harlingen areas of Texas. Bring with you your driver's license (or photo ID), proof of residence, proof of income and the original title. Bring the vehicle as well so we can inspect it.

We can even approve your loan if you're not currently working. We accept all forms of income, including:

  • disability
  • child support
  • worker's compensation
  • unemployment
  • alimony
  • social security

As long as you can show us that you're able to make your loan payments, we can approve your loan. And we do it quickly. If you want fast title loans in Texas, you've come to the right place! We can complete your application, approve your loan and hand you the money in the same afternoon! No long wait times and no worrying that you're going to get turned down because your credit isn't perfect!

Our Title Loans Can Help You

Title loans in Texas aren't here to hurt you. We're here to help. We provide people with access to money when everyone else tells them "no." Whether you need to pay past-due bills, catch up your mortgage payments, fund tuition or pay off medical bills, we're here to get you the money you deserve! See how much money you can get today!