Doing It Right With Title Loans In Rio Grande City, TX
Sometimes there just seems to be no easy way out of the problems life throws your way. Maybe you've had a slow work week or you've had a few unexpected surprises that you've had to pay for. Maybe you need money to buy someone their Christmas present or have areas of your home that need to be repaired or improved. But when you don't have the money to get it done where do you turn to? The bank? They probably wouldn't accept a loan application from you and you probably don't want to have to deal with them. Extended family? You probably hate to trouble them for money. But how about title loans Rio Grande City?
If you've never heard about them, here's some shocking facts about title loans that will have you wondering why you've never used them before. First, a title loan is a way you can get a loan very easily using just your vehicle title. You don't even have to have your vehicle held as collateral; just simply its title and you'll still have complete control of the vehicle. Second, you don't have to go to the bank to get a title loan. Our lenders operate independently and have very little roadblocks to accepting anyone for a title loan. You just simply need to own a vehicle and you can use the cash that comes with it.
Title Loans Rio Grande City, TX Application
Applying for title loans Rio Grande City starts right here with us. The amount you can get in a title loan will depend on your vehicle's current value. Our initial application phase gives you a quote for your maximum loan amount based on the following information:
- Vehicle Year
- Vehicle Make & Model
- Vehicle's Approximate Mileage
The tite loan lender you choose will do the final appraisal and give you the final amount that you're eligible for in a title loan. The newer your vehicle and less mileage it has on it, the more you will get. You can usually take out anywhere from a couple hundred to a couple thousand dollars on a title loan.
Title Loans Rio Grande City, TX Applicable Laws
If you reside in the Rio Grande City or Mission, TX areas, you won't have too much difficulty getting a title loan, but there still are laws that you have to observe. You will need to bring documents that prove you're over 18 and permanently reside in Texas, and prove that the vehicle is in fact yours. The documents you will need include the following:
- Government photo ID such as a driver's license, passport, military ID etc.
- Vehicle title with no liens
There are laws that do affect you if you fail to repay your loan on the due date, and you can find out more about them here. It's important that you go over all the fine print on the documents regarding your payments, and if you find yourself needing to sell the vehicle in order to pay off the loan, make sure you do so legally.
Additional Reasons To Apply For Our Title Loans
Unlike applying for credit cards or bank loans, the credit bureaus are not contacted when you fill out a Rio Grande City or Mission title loan application. Even if you've had very poor credit history or bankruptcies it will not affect whether you're accepted for a title loan or not. Once it's been determined your vehicle title is clear and your vehicle has the correct value, you can get your funds very quickly, usually within 24 hours. You don't even have to state what you need the loan for because it's yours to use as you please.