Have you seen commercials on television for auto title loans and wondered what they are? That's a question we can answer! Car title loans are different from typical personal loans in several ways, including:
- There is no credit check
- You don't have to be working
- The application process is short and simple
- You can get approved with poor credit
Most lending institutions start the application process with a credit check and a job history check. If you have bad credit, you're not going to get a loan. If you have good credit but you haven't been at your job long -- or you don't have a job at all -- you're not going to get a loan.
This lending system works perfectly for people with great credit and terrific jobs. But what about people who need financial help but have made a few credit mistakes in the past? What if they have income but it isn't from a job? The people in this category are in the millions and yet financial options for them are limited.
This is where title loans come in. Title loans in Paris use the title to a car you own as collateral. We hold your title for the duration of your loan and return it to you when you pay the loan off. We also accept all forms of income, from employment to alimony to disability.
Applying for Title Loans Paris
To get a title loan in McKinney, you must be 18 years old and a legal U.S. resident. You must own a vehicle and be in possession of the title. The title can't have any liens against it, meaning no business can have legally applied for interest in your title. Businesses do this only if you owe them money and are seriously in arrears. If you're unsure whether you have a lien against your car's title, check with your local Department of Motor Vehicles (DMV).
You can start the application process here on our website. Just fill out our mini-application by answering a few questions about your car and yourself. We need to know your car's:
We also need your name and contact information. We'll immediately send you a loan quote based on your vehicle's estimated worth. Then one of our friendly staff members will call you to answer any questions you may have. If you're ready to complete your application, our loan specialist will direct you to our storefront nearest you so you can get a title loan. When you come in, bring your photo identification, the original car title, proof of address (a household bill will do) and proof of income.
Have you lost your car title? Don't worry, getting a replacement is simple. Visit your local DMV with your driver's license and fill out the duplicate title application. At the time this article is being written, it costs $5.45 to submit a duplicate Texas title application.
Let Us Help You
Getting a car title loan in Texas is quick, easy and stress-free. You don't have to worry that you're going to be turned away because of your credit. You don't even have to worry about having a job. As long as you have some form of regular income, even if it's from retirement, child support or a structured settlement, we can approve your application.
We can put money in your hand the same day you apply for it. What you do with it is up to you. Why not fill out our application today and find out how much you qualify for?