Car Title Loans in Mineral Wells
Title Loans Mineral Wells for an Immediate Financial Boost
Money troubles are one of the biggest sources of stress for people across the United States. With the high cost of common expenses, such as home and car repairs, it’s far too easy to find yourself in a situation where you can’t pay your bills. Fortunately, title loans Mineral Wells can help with that. You can get a title loan very quickly and you have an excellent chance at an approval if you own a car.
People find all kinds of ways to put their title loans to good use. You could use yours to pay off any past-due bills that you have, which will help immensely if those bills were bringing down your credit score. You can put a title loan towards an immediate financial emergency. The way you use your title loan is entirely your decision, making it one of the most flexible loan options on the market.
Applying Online for Title Loans Mineral Wells
The title loan application process is known for being fast and easy, but we knew that we could improve it even more for our customers. That’s why we developed an online Weatherford title loan application. The form is available here on our site, and it won’t even take you a minute to fill out. You’ll just need some basic information, starting with the following info about the car you plan to use as collateral for the title loan:
- Year
- Make
- Model
- Approximate Mileage
The only other items the form requires are the following pieces of contact info:
- Your full name
- Your phone number
- Your ZIP code
Upon submission of that form, we can check your car’s current market value and use that to provide a free title loan estimate, giving you an idea of the amount you’ll be able to borrow. We’ll tell one of our friendly loan representatives to get in touch with you as soon as possible to answer any title loans Mineral Wells questions you have. They’ll get you connected with a lender in your area.
Texas Title Loan Laws
Due to federal law, you need to be at least 18 years old to borrow a title loan. Other than that, states set up their own regulations on the title lending industry.
Texas puts no cap on the amount someone can borrow when they get a title loan, but it does cap interest rates at 10 percent. Keep in mind that there can be additional fees besides interest.
There is no minimum title loan term length in Texas, and most title loan companies go with 30 days. The maximum is 180 days, even if you extend the loan.
Title Loan Benefits
Perhaps the biggest benefit of title loans is how quickly you can get one. From the time you enter the lender’s office to the time you leave with money in your pocket, it often doesn’t even take an hour. You don’t need to bring any financial documents with you to get your loan – all the lender needs to see is your ID and your car, then they’ll also need to get your title from you.
You get the car title back as soon as you finish paying off your loan. Your car stays with you the entire time, which means you won’t find yourself scrambling to get another method of transportation. With a title loan, you’re able to relieve the stress of your most pressing financial concerns and get yourself back on stable ground going forward.