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There is nothing more disheartening than experiencing an emergency that you do not have the cash to cover. Unexpected emergencies can be a great source of stress if you are trying to figure out how to gather the money to solve your problem.

Did you know that if you have a lien-free vehicle title it is similar to having cash in the bank? At Texas Approval, we have a strong network of lenders who are standing by to approve your free title loan application.

Before you apply for title loans Lubbock, you must do two things. Qualify for an automobile title loan, and complete an Amarillo title loan application.

Our loan eligibility requirements are straightforward. It is easy for you to get approved for one of our loans if you meet the following requirements.

  • You must have a regular source of income.
  • The vehicle on the application must be registered in your name.
  • You must be at least 18 years old.
  • The vehicle must have a free and clear title and all original loans must be paid off.

If you are currently unemployed, do not let it keep you from applying for a loan with our company. We offer lending options for jobless title loans.

 

Applying for Title Loans Lubbock

Our mission is to get you the cash you need without taking you through a lot of hassles. The application process for title loans Lubbock takes as little as 10 minutes to complete.

You can complete your application at any time on this website and submit it to our company. On the application, all applicants must provide us with information about their vehicle such as its make, year, mileage and model. The applicants must include valid personal information such as name, address, income information and telephone number.

 

What Happens After I Apply for Title Loans Lubbock?

After you submit your application, you will receive a vehicle quote. Since your loan is based on your vehicle's value, this estimate will help you determine how much money you can borrow.

A title loan representative will contact you on the telephone shortly. At this time, your application will be completed and submitted for approval.

Once your application has been approved, you can expect to receive your loan money quickly. To get access to your cash, you must have a valid U.S. bank account. The money will be deposited by your lender directly into your bank account.

There are plenty of advantages of applying for a loan with our network of lenders. We do not conduct background and credit checks. The information that you provide to us will not be shared with any company including credit reporting agencies. You can keep your car while you repay your loan amount. Our company does not assess penalties for repaying your loan early.

 

Are Texas Title Loans Legal?

Texas has rigorous title loan laws that protect borrowers and lenders. Here are a few things that you should know about title loan laws in Texas.

  • Your loan contract must be in writing. Verbal contracts are not legally binding.
  • Texas does not place a limit on the amount of money that you can borrow.
  • Your Texas car title loan cannot exceed 180 days.

Whether you live in Lubbock or Amarillo, laws in Texas make it easy for you to get the cash you need quickly. Our lenders are committed to ethical and legal lending practices.

Partner with our lenders to get the cash that you deserve. Submit an application today.