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Your Money When You Need It With Title Loans In Kilgore, TX

When it comes to needing short-term loans to meet your immediate needs, you may not see a lot of options out there to choose from. It's already been harder since the 2008 crisis for businesses and corporations to take out bank loans for themselves, so you can only imagine how much more difficult it is for everyday people to get them. Even if you do get approved for a bank loan, it might be days or even a week before you have access to the funds. If you don't have a credit card or if it's maxed out and you don't want to ask family for money, you might try applying for title loans in Kilgore, TX.

In a way, a title loan is money that you already own in your asset, which in this case is your vehicle. But instead of selling it outright, you can use the title to obtain a loan that you can use in the short-term. Basically in a title loan your vehicle is appraised at its current market value and you'll be eligible to take out a loan that's a fraction of its value, so the newer your vehicle is and higher its market value, the higher the loan you'll be eligible.


Steps Involved In Applying For Title Loans Kilgore

Our application initial process only takes a few seconds to complete and you only need to know a few details about your vehicle to get our loan quote. You need to have the make, model year and mileage, and once you've filled in that along with your personal contact information we'll pair you up with one of our affiliated title loan lenders so you can get the loan you need. You will need to fill in the final paperwork and have your vehicle inspected with them before you can receive the funds for your account. But we can help make sure you're able to get money fast in Longview when you sign the final documents.


Laws Involved With Title Loans Kilgore

You do need to know about potential laws that could affect your eligibility to receive title loans in Kilgore, TX. Texas is a fairly friendly state for title loans and access to them is not difficult, but there are still basic laws that lenders have to abide by in order to grant you a title loan. You must meet the following laws to get your title loan:

  • You must be at least 18 years old
  • You must have the vehicle title in your name and completely clear
  • You must be a Texas resident

To verify that you qualify for a title loan you will need to have a valid government-issued photo ID on hand. This does not have to be a driver's license, but it cannot be a student or work ID. While these are the basic regulations, there are some local laws that govern payments and interest rates that lenders can charge, so you may want to lookup the guides on the Texas State Law Library prior to signing any documents.


Other Benefits Included In Kilgore Title Loans

Sometimes taking out a title loan is a very sensitive matter. You do not have to explain what you need the loan for when you apply for one, you just need to ensure the lender that you'll pay it back. And your credit score does not matter when you apply because the loan is secured by your vehicle title. You can keep driving your vehicle to work, school or even on vacation while you have the to loan. To find out more about how to get a title loan, you can visit the FAQ section.