One of the most challenging things in today's world is to borrow money either to pay for an expensive cost or just a small dollar amount we owe. The most common expenses that sometimes need loans to make payments on are monthly housing rent, vehicle repairs, student loan payments, medical bills and credit cards. But maybe you owe a friend some money or want to buy a holiday or birthday gift for them, or you need to replace a household item. You might feel there's too much work and too many questions involved in a bank loan, and you may not like to ask family members or friends for money out of fear of what they might say or think. Taking out one of our title loans in Hurst, TX might be what you need.
If you own a vehicle such as a car, pickup truck, SUV or even motorcycle, you can borrow money based on that vehicle's value with one of our lenders. Our title loans don't come with a lot of loaded questions such as what you're going to use the loan for or how you expect to pay it back. It is preferable to have a source of income to make your payments, but your vehicle is used as collateral when you hand over the title and you can use the cash payment to cover your expenses.
The Application Process For Title Loans Hurst
Our Texas title loan application form is simple and won't take as long as most traditional loan applications. Most of the information on your loan application will be about your vehicle and you'll need to know the following information to get the most accurate quote:
Once you've filled in all the fields including contact information, you'll be given a quote for how much you might get for your loan. Keep in mind your vehicle will have to undergo an inspection and the lender will have to verify it's in good enough condition in order to qualify for the loan amount you want to take out.
Local Laws Regarding Title Loans Hurst
There are some basic regulations that must be followed in order to be eligible for Texas title loans. First, you need to be 18 and a permanent Texas resident, and you will be asked to show a government or state-issued photo ID to prove you are, though it doesn't have to be a driver's license. Second, your vehicle title has to be completely clear and cannot show any liens still on it. Be aware that when you do take out a title loan a lien will be placed on it, so if you plan to sell your vehicle while you have a loan out against it you may wish to consult a legal expert to make sure you follow applicable laws.
Other Reasons You Might Be Interested In Title Loans
When you fill out an application for an online car title loan in Irving or Hurst you will not have any hits on your credit score. Present or past credit plays no factor when you use our services, but it is still important to make sure you pay your title loan according to the terms the lender has written. If you do need a little more time to pay or need to take out another loan once you've completed one, you might be eligible for a title loan refinance. You can visit our FAQ page if you have any more questions about our title loans in Hurst services.