Cash in Minutes Instead of Days with Title Loans Highland Village
If you’re dealing with an emergency that’s going to cost you far more than you currently have sitting in your savings account, title loans Highland Village are a fast, easy way to get the money to pay it off. The application process for your typical loan could take days or weeks, and often that’s not soon enough. With a title loan, you can get the money within one business day, and many customers get theirs within an hour of visiting the title loan company’s office.
Many customers choose to go with title loans so they can pay off an unexpected emergency, but you could also put yours towards financing a purchase, unpaid bills or anything else you want. You have full flexibility to put your title loan money towards whatever you want, and the lender won’t put any restrictions on how you use your loan.
Applying Online for Title Loans Highland Village
Although title loans have always been known for having convenient application processes, we set out to make it even simpler for you. To do that, we created our online title loan application in Lewisville, which you’ll find on our site by clicking the Apply link. The application shouldn’t take more than 30 seconds of your time and only requires a few pieces of basic info, starting with the following info about your car:
- Approximate Mileage
The last three fields will ask you for the following contact info:
- Your full name
- Your phone number
- Your ZIP code
Here’s what we do with that information – first, we take your vehicle info and run it through a vehicle value guide to come up with a current market value on your car, assuming it’s in good condition. This allows us to present you with your free title loan estimate. We give one of our helpful representatives your contact info to follow up with you right away and give you the information of a nearby title loan company.
How Title Loans Work in Texas
You must be at least 18 years old to get a title loan due to federal law, but other than that, states set up their own title loan regulations.
You’ll need to own a car with a lien-free title, and there are title loans for rebuilt cars available. There’s no maximum to the amount you can borrow through a title loan. Texas sets the interest rate limit at 10 percent, although it’s legal for lenders to charge other fees. The term limit is 180 days, but 30 days is much more common.
Title Loan Benefits
There are quite a few benefit to title loans Highland Village. All you need to get one is your ID to verify your age, your car and your car title. That’s it, and you won’t need to dig around for old financial records or tax returns. Speaking of your finances, title loan companies also don’t need any income verification, and a credit check isn’t part of the process, which makes title loans ideal if you have bad credit.
The only thing the lender has during the term of your loan is your car title, which you’ll get back upon repayment. Your car is yours to keep during that time, which means you won’t be inconvenienced at all by your title loan. If you can’t pay off your loan on the due date, you’ll have the option to extend it for another term.