Title Loans Flower Mound: Your Credit Alternative
Running into a financial crunch when you have poor credit is stressful. A loan is all you need to get you back on track but you already know the banks are going to turn you down. Where can you turn for help?
Title loans in Flower Mound, that's where. What is a title loan, you ask? A title loan is a no-credit-check loan that takes the title to a car you own and holds it as security while you pay the money back. How much you can borrow is entirely dependent on what your car is worth. When you're through making your payments, the lender returns your title. Car title loans in Texas provide a hassle-free borrowing option for people with damaged credit who are all too used to hearing the word "no."
Applying for Title Loans Flower Mound
Are you familiar with applying for a loan at the bank? The exhaustive application, the background check, the employment verification, the intrusive credit investigation? Applying for a title loan is nothing like that!
The primary requirement to get title loan in McKinney is owning a vehicle outright. The title must be in your name, the vehicle must be paid off and there can't be any liens against it. If you're unsure if your title has any liens against it, simply visit your local Department of Motor Vehicles (DMV) and have them run a lien check on your car's vehicle identification number, or VIN.
To qualify for a loan, you will also need:
- photo identification
- proof of address
- proof of income
- list of personal references
If you aren't currently working, don't sweat it. We can still approve your loan application as long as you have some form of regular income, such as money stemming from child support, alimony, disability, worker's compensation or retirement income.
Would you like to find out how much you qualify for without committing to anything? We've got you covered! Just fill out the mini application form here on our website. We need to know a bit about your vehicle (the make, model, year and mileage) and your name and contact information. Hit "send" to get an instant quote. (We've got a hunch you'll like the numbers you'll see.)
Soon afterwards, one of our highly trained lending associates will give you a call to answer any questions you may have and see if you're interested in finalizing your application. If you are, he or she will direct you to our office closest to you. We have many brick-and-mortar locations in Lewisville, Flower Mound and the surrounding areas. We'll need you to drop by to let us inspect your car, submit your paperwork and sign the application. In a matter of minutes, we'll hand you your money in exchange for your car title and you'll be on your way.
And guess what? You get to keep your car!
Rules and Regulations in Texas
Auto title loans are perfectly legal and safe in the Lone Star State! Currently, we can only help you if you're at least 18 years old. The title must be in your name only. If another person's name is on the title, that person must apply for the loan with you. We can also provide loans on boat titles, motorcycle titles, RV titles and commercial vehicle titles!
Let Us Get You the Money You Need Today!
It's debilitating to have no access to credit when you need it. Luckily, we don't care about the mistakes you may have made in the past. We only care about how we can help you today. Getting a title loan in Texas is easy and stress-free. Apply with us today and get the money you deserve!