Who among us couldn't use a few extra dollars, especially when an unplanned event takes a bite out of our bank account? Well, get ready for some good news. Title loans El Paso can put money in your hands as soon as today. Do you need a little extra to pay bills? Could you use a few bucks to buy a new outfit? Whether you need the money or just want it for personal reasons, we can give it to you. Our loans are easy to get if you're an automobile owner.
What are Title Loans El Paso?
If you want more info about title loans in Texas, read on. Title loans El Paso are a different type of lending experience than you find with traditional lenders. There is no hassle with a lengthy application, no interview or questions about why you want the money. You don't even have to go through a credit check. What do need is to be 18 or older, have a job or some form of income and have a car for collateral. Vehicles must be owned by the applicant, and the title should be lien-free. Does that sound simple enough? Title lenders decided to create a different type of loan to help those with urgent financial needs, particularly those with credit problems. Mainstream lenders use credit checks to approve or deny loans, which means rejection for those not deemed credit worthy. With Texas title loans, you're worthy when you have a car for collateral.
How to Apply for Title Loans El Paso
Some lenders make things overly complicated when you apply for financial help, but we keep things simple and convenient. When you use our online application for title loans El Paso, you'll provide the most basic information, which is all we need to get things started. In fact, our application is so simple that you only need to click through the first few options to find your vehicle's make, model and year. Type in the mileage; estimate this if you don't have the exact number. Also type in your name and a few contact details, and submit. Those few vehicle specs you provide are all we need to get the car's value, which is what our loan offer is based upon. Right away, you'll get our loan estimate, and you then get a phone call from us to complete the auto title loan process.
While loan amounts are based on the equity in your vehicle, the state of Texas does not limit how much you can get. In addition to the original loan term, Texas allows up to five renewals. Lenders should hold a state-issued license.
• Streamlined applications and processing means you're in and out and holding the cash in less than a day. Try that with a traditional lender. Their processing takes days or weeks, which does not help when you need cash right away.
• Bad credit is never going to stop you if you want to get title loan in Odessa and El Paso. Cars for collateral means you don't need a three digit credit score to be at a certain level in order to qualify for financial help.
• Keep the car. Just because it's now collateralized doesn't mean you can't still use it to maintain your daily routine.
• If you're worried about title loan debt in Texas, you can get more time to pay back your loan. Our short-term loans work well for many people, but not everyone can make that quick payoff deadline. Let us know you need more time, and we can renew your loan.