When you need cash to fulfill your financial obligations, title loans are an expedient way to get it. Sometimes you need cash as soon as possible, and a title loan through Texas Approval is the quickest and easiest way for people who own their vehicle to get the cash they need in Dallas and the surrounding areas. A car title loan is a short term, secured loan where you can borrow the money you need using your vehicle as collateral. If you need money immediately, you might want to consider getting a title loan before going to a bank. Banks perform lengthy credit checks and require proof of employment. With title loans, you do not have to go through a lengthy credit approval process. Title loans in Dallas are a great way to get cash when you need it immediately. Many people get title loans to cover unexpected expenses like emergency medical bills, car repairs, college expenses and home appliances. Title loans in Dallas, TX are a great way to help you through a financial crisis.
Applying Online for Title Loans DallasIf you are 18 years of age or older, own your vehicle and have the lien-free title in your possession, then you are eligible for a title loan. Fill out our free title loan application on our website to get started. You will need to provide us with the following basic contact information:
- Phone Number
- Zip Code
Rules and RegulationsThe state of Texas has very reasonable rules and regulations on car title loans making it a great option for navigating a financial crisis.
- Texas puts no limit on the amount you can borrow.
- The state of Texas has a 10 percent interest cap with no fee limit.
- The terms of the loan cannot exceed 180 days.
- Title loan lenders are not required to obtain proof of income and employment from borrowers.
Benefits of Title LoansTitle loans have numerous benefits. Here are the benefits that matter the most:
- They are extremely easy to get.
- Once you receive the loan, you can still use your car.
- Many companies do not check your credit score. This means applying for a title loan will not hurt your credit score.
- There is no need to stress out over bad credit. With Texas Approval title loans, bad credit loans in Texas are easy to get.
- They are short term loans.
- If you can not pay back the loan by the end of your loan term, the process of extending it is fast and easy.
- People who are between jobs have the option to get jobless title loans.