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You've asked your friends for financial help, but they weren't in a position to do so. Family members didn't have it either. Since your credit isn't that great, you think a loan is out of the question. So, you're trying to figure out what you can sell or pawn to get some quick cash. Stop stressing, and consider an alternative. Just because a traditional loan is not in the cards for you doesn't mean you are out of options. Auto equity loans are made for people just like you. Credit scores don't matter, as long as you have a car.

Understanding Title Loans The Colony

When you have an urgent need for cash, you need a quick solution. Title Loans The Colony can provide that. Here is a brief explanation to help you learn more about title loans. These short-term loans put cash in your pocket so you can meet your financial obligations. Instead of using your credit history to determine if you're a good loan candidate, we let you use collateral. Your car, truck, motorcycle or other vehicle has enough value to secure the loan, so your credit history is irrelevant. Simply put, you can have bad credit and still get title loan in McKinney and The Colony.

Here are the basics to qualifying. Pledge a vehicle that you own. Make sure the title is clear. Give the title certificate to the lender in exchange for cash. You get the title back when you pay off the loan. You need to be 18 or older, and you need a job or some type of income.

How to Apply for Title Loans The Colony

If you're one of those people who hates filling out applications, you're in luck. Our online application for title Loans The Colony is so short and easy that's not like a regular application at all. Minutes is all you need to complete it, and when you send it through to us, you get an instant loan quote. You'll know right away if our offer can meet your current financial need. One of our loan representatives calls you right after to discuss the offer. In addition to answering your questions about title loans, we set up your repayment plan is established. At some point we'll get the vehicle title from you. Within hours of applying, you'll probably have the loan money.

State Regulations

Texas keeps interest rates at 10 percent or less on auto title loans, but there is no limit on loan amounts or loan fees. Loan terms are at least 30 days, and borrowers are allowed up to five loan renewals. Texas requires lenders to be licensed.


  • Apply today, and you could get the money today. Most loans are processed quickly so that borrowers don't have to wait for financial help.
  • Our application is so simple it only has a few questions.
  • Your bad credit or bankruptcy doesn't matter with title Loans The Colony. By choosing to build loans around vehicles as collateral, we are able to help more people, particularly those with a shaky credit history.
  • Can't pay off the loan on time? Not a problem. Let us know as soon as you feel the pinch of making that deadline, and we can work on renewing your loan. With a renewal, your loan term is extended so you have time to pay us back.
  • You don't want to beg for rides to get around do you? Of course, not, which is why we let you keep your car while you work to pay off the loan.