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There is nothing more stressful than facing an emergency situation that you do not have the money to handle. At Texas Approval, we help thousands of Texas residents get their finances in order with our title loans Alice.

Whether you have good or bad credit, your FICO score does not matter to us. Your lender will not review your credit history to determine your eligibility for Corpus Christi title loans.

There is no need for our company to complete a credit check. Your loan will be based on your vehicle's value and other eligibility criteria. Here are a few requirements that you must meet.

  • You must be at least 18 years old when you sign a title loan contract with our lenders.
  • Your Texas vehicle must be registered in your name.
  • You must have a source of documented income from a job, business, government agency, retirement program or another approved income source.
  • Your vehicle's title must be free of any liens unless you are applying for a vehicle title loan refinance.


The Truth About Title Loans Alice

There has been a great deal of information published about car title loans lately. In fact, some of the reports have given title loans Alice a bad reputation.

You might be surprised to know that auto title loans are not bad loans. Here are a few shocking facts about title loans that may not know.

  • Over 2 million people use their vehicles as collateral for title loans each year.
  • Auto title loans have a 90 percent success rate.
  • Although title loan interest rates can be high, many customers negotiate lower rates with their lenders.


How Title Loans Alice Work

Your vehicle might be the most valuable asset that you own. Before you use your vehicle as collateral for a loan, you should diligently research the process.

Our mission at Texas Approval is to provide our customers with information that will empower them to make smart loan choices. The following information will help you understand how title loans work in Texas.

When you sign a contract for a loan with Texas Approval, you are agreeing to pledge your car as collateral to secure the loan. This means that your lender will have a financial interest in your car until you repay the loan.

Your lender will notify the Texas Department of Motor Vehicles that you have signed a title loan contract. Your lender's name will be recorded on your vehicle's title as the lien holder.

The lien that is placed on your vehicle does not give your lender ownership rights to the vehicle. Your name will continue to be listed as the primary owner of the vehicle on your title.

After you repay the original loan amount and interest, the lender's name will be removed from your title. If you fail to repay the loan amount or miss payments, your loan could go into default. The lender can take legal action to recover the loan money, interest and fees.

The good news about title loans is you can have a stress-free loan experience if you follow these tips.

  • Borrow a small amount of money.
  • Prioritize the repayment of your loan.
  • Contact your lender if your financial situation changes or your loan is no longer affordable.

To get your cash, provide your name and vehicle information on the online application. To learn about our loan, contact a representative.