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When you are running low on cash or just need some extra money for improvements to your home, there's always some hidden cash in your assets available for you to take advantage of. No, we are not talking about having to pawn off all your items. Rather, you can use the equity you have built up in your various assets as a way to get the money you need now.


Ways To Get Money Out Of Your Assets

Let's reveal some of the hidden cash in your assets that you may not even know exist. These are great to help you out in those times where you just need a little more cash on hand than you currently have available to you.


Sell Equity In Your Home-Yes, it's completely possible. Companies are willing to pay you up to 10 percent of the value of your home in cash. As a homeowner, you surrender 10 percent of your equity in exchange for receiving the cash. This is a great way to let the equity in your home work for you.

This does come along with a couple of stipulations though. Most companies will require that you refinance or sell your home within a ten year period. This way the company is able to get their money back when the home is sold to a buyer or the old loan is paid off with a new refinanced loan. In most cases, companies will require an additional 5 to 10 percent of the appreciated value that your home earned during the period they owned equity in your home.

This is a great way to get the cash you need, without having to worry about paying it back later. Essentially, you only have to pay the investor out of the money you get from refinancing or selling your home. You don't have to worry about coming up with the money by yourself later down the road, which is a big down fall of many other types of funding.

This type of financial decision can help those who have trouble getting a traditional home equity loan. If you are in a bind, this is a great way to get the cash you need quickly for those unexpected bills that are piling up without having to worry about any unwanted financial harm in the future.


Car Title Loans - Did you know that your car is part of your equity? When you pay off your vehicle, you are given a lien-free title. This gives you access to a bunch of cash in the form of a short-term title loan. By using companies, such as ours, you can get immediate cash to cover unexpected expenses when they pop up.

A title loan is a unique loan that is processed much quicker than traditional bank loans and borrowers are not required to pass a personal credit check to get approved. The borrower simply hands their vehicle title to the lender in exchange for a short-term loan. This is what is known as a secured loan because the vehicle title is being used as collateral.

We know what you are thinking, "How much can I get for a title loan in Texas?" The loan amount is based on the value of the vehicle the title is for. Newer vehicles allow for higher lending amounts as opposed to older vehicles. The same applies for lower mileage vehicles as compared to higher mileage vehicles.

You simply need to use the Texas title loan app to get started. We will offer you an estimated loan amount and get in contact with you about proceeding with the loan. All the terms will be available in writing according to the title loan requirements in Texas. At the end of the loan term, you will be responsible for paying back the loan and the accrued interest. We will then return your vehicle title.

Car title loans are a great way to get the short-term funding you need when cash is running low this month. The best part is that you can use your car title over and over again to get funding when you need it. We assure you that when you see how easy it is to obtain a vehicle title loan, you will never want to go back to traditional bank funding ever again.

Finding hidden cash in your assets is much easier than you may have thought. By using your home or your car, you can come up with a necessary source of funding to cover those unexpected expenses when they pop up. No longer do you need to rely on high-interest credit cards when the unexpected occurs. You work hard to afford the assets that you have, why not let them start working for you?

Requirements for Getting a Car Title Loan

Car title loans are secured loans that require the title to a paid-off vehicle you own as collateral. Vehicle title loans are perfect for people struggling with:

  • damaged credit
  • student debt
  • collections
  • bankruptcy
  • divorce

Why? Because auto title loans allow applicants to borrow up to thousands of dollars without passing a credit check.

How to Get a Car Title Loan

The requirements for a vehicle title loan are straightforward. They are:

  • You must be 18 or older and a legal U.S. resident.
  • You must own your own vehicle and have the title in your possession.
  • You must be able to make your payments.

If you've lost your title, you can apply for a duplicate through the local DMV.

Consider Your Options

Some title lenders are more expensive than others. If you're upside down in a title loan with a lender who charges too much, consider applying with another lender for title loan relief. A new lender can buy out your loan and reduce your payments and interest rates. Not all title lenders do this; ask first.